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UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:
Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
If you believe you have been discriminated against with regards to obtaining housing or a mortgage loan, you should file a complaint with:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development, FHA Act
Washington, DC 20410
And also to:
Office of the Comptroller of the Currency
Customer Assistance Unit
1301 McKinney Avenue, Suite 3450
Houston, TX 77010-9050
In addition to the protections offered under the Fair Housing Act, consumers are also protected under the Equal Opportunity Act.
The Equal Opportunity Act makes it illegal to discriminate in any credit transaction…
…on the basis of race, color, national origin, religion, sex, marital status, or age;
…because income is from public assistance; or
…because a right has been exercised under the Consumer Credit Protection Act.
If you believe you have been discriminated against based on the rules of the Equal Opportunity Act, you should contact:
Office of the Comptroller of the Currency
Customer Assistance Unit
1301 McKinney Avenue, Suite 3450
Houston, TX 77010-9050
Arizona Wholesale Mortgage believes that every American should have the opportunity to obtain a mortgage. We welcome clients from every background. It is our position to embrace diversity!