Everyone has been asking what’s the update on HARP?  Well, we are still waiting for the banks to get their technical team to update their system to be able to handle these new loans.  In the past, you could only refinance your upside loan up to 125% loan to value  with your current lender.  Since November, many lenders have changed their guidelines.  You can now refinance your loan up to 125% loan to value with alot of lenders.  You are no longer stuck with your current service provider. For more information call us today at 602-358-8717 or click on the Contact US button which is located...

Are you tired of having to pay for two appraisals just because your loan is a jumbo loan? Well our company is now hooked up with a bank who does not require a second appraisal thus saving you money.  There are no overlays?  What’s an overlay?  Overlay is additional bank requirement that many times end up denying good quality loans for no apparent reason.  What’s even better is this bank will not allow us to order your appraisal until we have a conditional loan approval.  Loan Amount                         Max LTV           ...

Arizona Mortgage Rates: Finding The Lowest Rates in Arizona First of all, if you just want to see our generic rates, and not necessarily rates for your particular type of loan, you should be able to see them right now, in the Twitter section in the sidebar on the right side of this page. Or just go directly to our Arizona mortgage rate and news feed at twitter.com/az_mortgage. We like to “Tweet” our rates, because rates change often. Sometimes more than once a day. Also, occasionally things happen in the stock market that give us cause to believe rates will go up or down tomorrow. Of...