Construction Loans
Arizona construction-to-permanent guides: how the loans work, how to qualify, and what happens from first draw to move-in.
Construction Loan Draws, Inspections, and Rates During the Build
Part 3 of our Arizona series follows the money during the build: how each draw gets requested, inspected, and funded, why your payment grows as the house climbs, what Arizona law does to protect your money, and how the loan finally becomes your mortgage.
How to Qualify for a Construction Loan in Arizona
Part 2 of our Arizona series walks through qualifying for a construction loan: choosing between one closing and two, how lenders appraise a house that is still on paper, putting your land to work, and the paperwork that gets the loan to closing.
How Construction Loans Work in Arizona: Budget, Land, and Your Builder
Construction loans pay for a house that doesn't exist yet -- short term, money arriving in draws, interest on what's been spent, and one closing into your permanent mortgage. Part 1 of our Arizona series covers the budget, the land, and a builder you can actually verify.
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