USDA Loans
Zero-down USDA loan guides for rural Arizona: who qualifies, which towns and areas are eligible, and how the guarantee works.
USDA Loans
10/19/2026Michael George
USDA Loan Fees Reset Every Fiscal Year: What Arizona Buyers Can Verify
Every USDA loan article quotes two fee percentages. The caps are in the Code of Federal Regulations and you can check them yourself. The levels in effect reset each fiscal year, and October 1 started a new one.
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USDA Loans
10/6/2026Michael George
Zero Down Payment, Real Closing Costs: Pairing Home Plus DPA with a USDA Loan
The zero-down USDA loan plus Arizona's Home Plus program: two income tests, one borrower education class, and up to 4% toward closing costs on a loan that already skipped the down payment.
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