Arizona Jumbo Loan

Looking for a Jumbo loan in Arizona or Pennsylvannia?  Read on, because…

Arizona Wholesale Mortgage Inc. is Arizona’s Jumbo loan specialty broker.

First of all, a Jumbo loan is a mortgage in an amount that exceeds $766,551 for most of the United States. (The two exceptions are Alaska and Hawaii.  Whether you need a Jumbo loan, Arizona refinance, or an Arizona purchase, you will greatly appreciate our expertise in handling your unique situation.


If you would like a custom mortgage quote, you can:

1.) Send us an email and tell us your what loan amount you desire and your credit score.   Also, be sure to tell us if you are self-employed.

2.) Call us at (602) 358-8717 to speak with an Arizona loan specialist.
All lenders have caps on loans.  You will find they vary from lender to lender. If you call three different banks, you will often hear three different “maximum loan amounts”. Sometimes the maximum loan amount is as low as a million dollars, but we work with financiers who offer loans as high as $3,500,000.  As home values increase over the years so does the loan limit amounts.  Therefore, please call in for the most up to date loan limit information.

What Is A Jumbo Loan

Any loan amount above the industry standard definition of the Conventional, conforming mortgage loan maximum is a Jumbo loan. This maximum is set by the two largest secondary market lenders.  They are Fannie Mae and Freddie Mac.  The loan amounts reflect average loan sizes nationwide. Jumbo loan mortgages apply when agency limits don’t cover the full loan amount. Fannie Mae (FNMA) and Freddie Mac (FHLMC) are the agencies that purchase the bulk of residential mortgages in the U.S. These agencies set a limit on the maximum dollar value of any mortgage they will purchase from an individual lender. As of 2023, that limit is $766,500. This leaves a portion of the market to look elsewhere for placement. Other large investors step in to fill the need with maximum mortgage amounts in the range of $1,000,000 – $2,000,000. The average interest rates are typically greater than normal for Conforming mortgages, and vary depending on property types and mortgage amount.