VA Home Mortgages Are Still Going Strong

VA home mortgages are still going strong.  VA home mortgages do not require any down payment.  The biggest advantage to a VA home mortgage is they do not require mortgage insurance.  To qualify for a VA home mortgage, one did need to serve in the U.S. military.  VA home mortgage rates are still extremely low.  VA home mortgage turn times are roughly 35 days from the time you sign your loan paperwork until closing.

We will require your last two years W-2’s, last two months bank statements, one full months worth of paystub, and the name and phone number to verify your employment.

Tired of Renting:

Are you sick and tired of renting?  Do you need a tax write off?  Are you tired of living in small quarters?  Then, now is the time to go out and buy a new home.  VA home mortgage rates are still extremely low.  Interest rates aren’t expected to get any lower.  In fact, it is predicted that VA home mortgage rates will rise again before the end of the year.  So why wait?  Start the loan process now.  Give our office a call or click on the contact us button.  A licensed loan officer will be more than happy to return your phone call and answer your VA home mortgage loan questions.


Credit Issues:

Do you have some credit issues?  VA home mortgage loans do not allow any federal student loan late payments at all within the last twelve months.  So make sure you keep on making those payments on time.

My student loans are in deferment but are coming due soon.  Does this matter?  Yes, you will need to contact your student loan company to obtain a future payment schedule.  The mortgage company will need to count this future debt.  Do you have limited credit?  Now would be a good time to start establishing credit so you don’t need a manual underwritten VA home mortgage loan.  Where can you go to receive your first time credit card?  A good place to start is your local department stores or places such as Target, Old Navy, Gap, Kohls, Victoria Secret, Carters, etc.

For more information on VA home mortgages, go to our VA home page.


Do you know someone who needs a mortgage but doesn’t have any VA benefits?  We can do FHA loans, Conventional loans, Jumbo loans, Stated loans, Nonqualified mortgage loans, Investment loans, and Hard Money loans.  Go to for more information.