Looking for an Arizona Mortgage? We offer low Arizona mortgage rates everyday on all loan products. Whether it’s an FHA loan, VA loan, Conforming loan, Jumbo loan, Harp loan, USDA Rural Housing loan, Reverse Mortgage, or a 203k loan we offer low wholesale rates everyday.
Are you a first time home buyer? Not sure how the whole home mortgage process works? Don’t worry. I will walk you through the entire process step by step. I’ll even give you some tips on how to best clean up your credit. Better, yet, I can also offer advice on how to save up for your down payment, closing cost, and prepaid expenses. When you buy a home, it can be stressful but don’t worry I will be there for you every step of way during this process. What makes us unique is that we have been around since 1998. We have help thousands of people to be able to afford to buy their dream home. No one wants to raise a family while living in a small apartment. Everyone wants to see their children run around and play outside in their own back yard. I can help you make that dream a reality.
What if I currently don’t have any down payment money?
Did you know that you can have someone in your immediate family which is your mother, father, brother, sister, aunt, or uncle give you your down payment and closing cost money during the loan process? Do you have a 401k plan? You can always borrower against your 401k plan and use that money for your down payment. Will you receive a tax refund this year? If yes, you can always use your refund check.
Furthermore, different cities offer different down payment assistance programs. However, you need to READ THE FINE PRINT. NOT ALL OF THESE ARE GOOD DEALS. There are extra closing cost fees associated with some of them. You have to take and pay for an 8 hour home counseling class. Plus, I know of particular program that puts a lien on your home for 15 years. You can not move before 15 years or you pay the money back to the city. You also aren’t allow to refinance your loan either before the 15th year or they would consider this paying the loan off early which would retrigger you into paying the city back the money. If you are thinking about applying for a city grant program, make sure you read the FINE PRINT.
To inquiry about your Arizona mortgage please call 602-358-8717.
Article 1: Arizona Mortgage